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Mortgage Prequalification: Wilton, New Canaan, Newtown, Ridgefield and Redding Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Wilton, New Canaan, Newtown, Ridgefield and Redding real estate agents to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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Financing Your Home >Financial Help

Escalating home prices often cause many first-time buyers to seek help from their families for the down payment on a new home. If your parents are providing financial assistance for the purchase of a home, it is important that you have very clear agreements with them about the conditions under which their help will be provided.

Sit down with your parents to discuss the details of the arrangement. Is the money they are providing a gift or a loan? If it is a gift, be sure to check with your tax expert to minimize the tax implications. If your parents are loaning the money for the down payment, how will it be paid back? Will there be joint ownership with an equity-sharing agreement? Will your parents be named on the ownership papers with you? Are special documents needed?

Whatever form it takes, parents who help their children buy a home give them an incredible gift!

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Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
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The Carol McMorris Group, REALTOR®, real estate agents and broker for Wilton, New Canaan, Newtown, Ridgefield and Redding Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

The Carol McMorris Group
The Higgins Group
28 Center Street
Wilton, CT. 06897
Phone: 203-762-2020
Fax: 203-563-9521
Email: carolmcmorris@NUMBER1EXPERT.com
Carol has been selling real estate for 18 years. As a 35million a year producer, she has helped hundreds of clients successfully through the buying and selling process. She goes the extra mile and has your best interest at heart.

www.CarolMcMorris.com is brought to you by The Carol McMorris Group
NUMBER1EXPERTS™ in real estate for Wilton, New Canaan, Newtown, Ridgefield and Redding, Connecticut, new construction, luxury homes

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